The world has changed in 2020. As a result of coronavirus all of us are more aware that we canโt take things like health for granted. As we emerge from lockdown, many of us are being forced to take a fresh look at our financial plans.
Not only is the new tax year soon to be upon us, but there are definite signs of Spring in the air. It is a combination that suggests it is time for a financial spring clean. We look at the steps you can take to stop wasting wealth and start growing it.
Most of us want to look forward to retirement. After 40 or more years at work, having our time as our own means a chance to relax, enjoying some new pastimes and perhaps a little travel.
It certainly should not be a time to worry about money.
Thatโs why getting the right pension and the income you need to make the most of your golden years is so important. Getting your pension right is easier if you are armed with a knowledge of the basics.
Late on Tuesday, Prime Minister Theresa May lost an MPsโ vote on her Brexit deal by 230 votes โ the largest defeat for a sitting government in history.
The defeat was not unexpected โ but it is what comes now that is becoming unpredictable.
MPs voted by 432 votes to 202 to reject Mrs Mayโs Treaty and Declaration on Britainโs exit from the EU on 29 March. While the opposition parties might have been expected to oppose the deal, many pro-Brexit MPs in Mrs Mayโs own party felt her Treaty, which set out the terms of the departure left the UK too close to the EU. At the same time most pro-Remain Conservatives and all the opposition parties felt the Declaration, which holds out plans for the future, was far too vague.
Christmas is getting closer every day. It is a time for giving, which means that it is a time for spending too. Many of us will be using our credit cards.
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