It might have been easy to miss, but a new tax year started on April 6th. It is usually a very good time for a financial review – a chance to sit down with your Continuum Adviser, look at your financial plans, and see whether you need to take any steps to get them back on track.
But of course, the beginning of the 2020/21 tax year has been anything but normal.
The coronavirus and the need for social distancing has made it impossible to sit down for a chat with your Adviser in the usual way. But the financial fallout from the pandemic has made that meeting all the more essential.
At Continuum, we have been able to develop the solution.
Welcome to virtual meetings
Many of us have grown used to working from home in recent weeks, and for a high proportion of us, video conferencing has taken the place of face to face meetings. Many businesses have instituted a daily team meeting as a way to ensure that being out of the office does not mean being out of touch with colleagues.
As a result, video conferencing has started to become a mainstream means of communication. The virtual meeting can be as effective as a traditional face to face meeting – and there is no risk of transmitting the virus.
The Continuum solution to meeting with you as a client, when an actual meeting in your home has become impossible is the virtual meeting, using your internet link and laptop.
Why is a meeting so necessary?
Some advisers offer their clients a standard package of mortgage, pension and investment. At Continuum, we know that we don’t have any standard clients, so we don’t offer standard solutions.
Instead, we know that everyone we work with is an individual, with their own short-term financial needs and long term financial goals. We want to provide advice and solutions that is tailored to your plans, life choices and circumstances.
Our service is personal, and the advice we may offer one client might be completely different to the answers we would suggest for another.
So, our service starts with you, and sitting down with you to understand exactly what your financial objectives are.
We will work to understand your goals, and then work out a personalised roadmap to help you reach them.
We can call on sophisticated financial planning software to view your financial future and show you what the decisions you make now will mean then. We can help you find the best value financial products to help you on your financial journey. But everything we do is based on what we discover in our initial meeting with you.
But what if we already know you?
It is easy to see why we arrange a meeting when we start to work for you. There is no better way for us to get to know you and your financial needs.
But once we have helped you set up the plans you need to reach your financial goals, we want to see you again. We want to work with you for the long term
Your life will change, and your plans and the financial solutions you need to achieve them will change with it.
With the financial fallout from the current climate still developing, the need for continued engagement has never been greater.
We want to be ready to discuss how the fall in the markets around the world could impact your financial plans.
Whether you are new to Continuum or have been working with us for years, you may want to think about a virtual meeting to ensure you have the right financial arrangements in place when this is over.
How will it work?
We will make an appointment for you in the usual way, but instead of a knock on the door, you can sit down in front of your laptop – or even your smartphone – for a virtual meeting. We will take care of all the details, whether it is a full fact find or a simple chat and update.
So, whether you are thinking about getting on the housing ladder, make the most of your spare cash with investments, planning for retirement or even how you will pass wealth on to your loved ones rather than the taxman, we can help.
The new tax year means new opportunities, while the crisis means new challenges, it has never been so important to sit down with a Continuum Adviser. Fortunately, with a virtual meeting, you can.
To arrange your virtual meeting, call us today.
The information contained in this article is based on the opinion of Continuum and does not constitute financial advice or a recommendation to suitable investment strategy, you should seek independent financial advice before embarking on any course of action.
The value of investments can fall as well as rise and you may get back less than you invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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