All posts by Marco Barcellona

top up your state pension

Why it could pay to top up your state pension now

If you’re looking to maximise your income in retirement, your State Pension could provide the easiest place to start.

The full state pension for new claimant is a less than generous, but still very worthwhile £164.35 per week. It may not be enough for most people to live on, but it can provide a very worthwhile boost to the income that may be received from a personal pension or company scheme.

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China - will the slowdown affect you?

China – will the slowdown affect you?

We have all become used to the idea that China has become the engine that powers the world’s economy.  In the past 30 years, it has developed a monied class with a taste for everything from consumer electronics to Rolls-Royces, an advanced manufacturing base and an economy set to outpace that of the US.

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Looking at ISAs

Looking at ISAs

Have you made the most of your ISA allowance for 2018?
Remember, you have until the end of the tax year to invest up to £20,000 in ISAs. But if you don’t act before April 5th, that allowance is lost for good.
Of course, you will have another £20,000 allowance in 2019/20. That means you could invest up to £40,000 over the next few weeks, or £80,000 if you invest as a couple.
The question is should you, and what is the best way to do it?

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talking about money

It’s good to talk

Many of us avoid talking about money. It is one of the topics we are told to avoid at dinner parties, and many of us feel awkward when the subject of personal finances comes up.
That reluctance could actually be costing you money.  The fact is, when it comes to money, it’s good to talk.

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