Award-winning financial advisory firm Continuum has welcomed another exceptional professional to its nationwide team.
Virgil Higglesden is an elite chartered financial planner in Exeter who brings over twenty-five years of deep industry experience to the business. Serving clients across his hometown and the surrounding Devon area, Virgil boasts an impressive career history at major UK banking institutions and a large regional accountancy firm. Holding both Chartered status and a prestigious Fellowship of the PFS, he offers top-tier, whole-of-market wealth strategies designed to navigate complex financial markets with total clarity and confidence.
He has an impressive career history.
“I’ve been advising since 1999 and have been an IFA since 2005.
I became a Chartered Financial Planner in 2012 and a Fellow of the PFS a year later. During my career I’ve worked for several major UK banking institutions and a large regional accountancy firm before deciding to join Continuum.
Virgil Higglesden, Chartered FInancial Planner
I took the decision to establish my own independent practice so that I could work in a way that would be better for me and my clients.”
“The reason I chose to join Continuum is because the entire focus is on the client, and doing the right thing. Very much in line with my own beliefs.”
Jargon-free communication and transparent wealth planning
“I believe in delivering a personal service using plain language that cuts through financial services jargon and explains everything in normal everyday terms. That means open, clear and transparent communication at all times.
It has to be personal. The planning process can only start once there is a clear understanding of a client’s needs, and an understanding and appreciation of their motivations for wanting to achieve them.
All too often people start with the process by talking about the solution. That’s counter-productive as it can jump past critical steps in the process.
Real financial planning means listening to the challenges as well as talking about the answers.”
True market independence and a client-first mindset
Virgil explains that one of the main Continuum advantages is the chance to put clients front and centre of everything he does.
As an independent financial adviser, my mission is simple: provide clear, jargon-free advice that puts clients first. I want to empower the people I work with to make confident, informed financial decisions.
So I’m fortunate to now be part of the Continuum team that shares the same client-first mindset, while allowing me to remain truly.
“I have long worked to a simple principle: “Do the right thing at all times, and everything else will take care of itself”
Combining local Devon care with a nationwide financial services firm
Virgil also praises the resources Continuum provides, which support both his work and his clients.
“Having people in the back room providing me with professional support available to take care of some of the admin leaves me more time to spend with my clients. I also like facilities like the Online portal, Perks@Work, and the weekly education updates and news. They are great conversation starters – and they help introduce clients old and new to some of the possibilities that open up when we sit down together.”
Intergenerational wealth transfer and advanced tax planning
Virgil is looking forward to providing a full range of options, but with a focus on including investment and pension planning – including tax planning and protection. The need for intergenerational wealth transfer is growing, and he is talking to an increasing number of people about passing wealth on to loved ones rather than the taxman.
Welcoming Virgil Higglesden to the Continuum Partnership
Continuum’s Managing Partner Martin Brown has already welcomed Virgil to the team.
“Virgil has valuable expertise across all aspects of financial advisory work. Even more important, he is determined to use that expertise in a way that puts the client’s needs first and foremost in everything he does.
That makes him a natural fit for the Continuum network. Plain language and jargon-free advice is all too rare in this industry, and his commitment to provide it fits with our commitment to make top-quality financial advice available to all. Virgil will be helping us to demystify personal finance – and help our clients make the right preparations for brighter financial futures.”
Martin Brown, Managing Partner
Last word from Virgil:
Constant shifts in tax legislation make proactive capital preservation essential. If you live or work anywhere across the region and want clear, unbiased guidance regarding your wealth, Virgil can help you build a structured path forward.
Contact Virgil today to book your free initial consultation with a premier chartered financial planner in Exeter who combines unparalleled professional credentials with the backing of an award-winning national infrastructure.
Expert wealth management: Chartered financial planner in Exeter
- Pinnacle industry qualifications: Virgil stands at the summit of professional excellence as both a Chartered Financial Planner and a Fellow of the Personal Finance Society (FPFS).
- Quarter-century wealth legacy: Bringing extensive experience from major UK retail banks and leading regional accountancy practices, specialising in complex corporate and personal capital structures.
- National scale backing: Partnering with Continuum allows Virgil to blend highly personalised, jargon-free local advice across Devon with the deep administrative, technical, and regulatory resources of a leading nationwide financial services firm.
- Comprehensive generational guidance: Providing clear, bespoke options across pension and investment planning Exeter families can depend on, with a special focus on mitigating inheritance tax liabilities.
The value of an investment can go down as well as up. Capital is at risk.
A lifetime mortgage is a loan secured against your home. To understand the features and risks, ask for a personalised illustration. Equity Release will reduce the value of your estate and may affect your entitlement to means tested benefits.
Your home or property may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate taxation advice or estate planning and some aspects of Buy to Let mortgages.
A pension is a long-term investment; the fund value can go down as well as up and this can impact the level of pension benefits available. Pension Income could also be affected by interest rates at the time benefits are taken. Pension savings are at risk of being eroded by inflation.
