More complex family structures mean people are at risk of losing track of who will inherit their pension and insurance plans.
Read moreMore complex family structures mean people are at risk of losing track of who will inherit their pension and insurance plans.
Read moreInheritance tax, or IHT, is the tax we never have to pay. However, although we do not pay it ourselves, it can take a chunk out of what our loved ones receive – because it is levied on the property, money and possessions we want to leave them. At 40% of everything past the £325,000 IHT threshold (tax year 2020/2021), it can be a very large chunk.
Read moreInheritance tax, or IHT, is the tax we never have to pay. However, although we do not pay it ourselves, it can take a chunk out of what our loved ones receive – because it is levied on the property, money and possessions we want to leave them. At 40% of everything past the £325,000 IHT threshold (tax year 2020/2021), it can be a very large chunk.
Read moreThere is something else we need to look at – planning how we will transfer our wealth to the next generation when we will be using it no more. This is estate planning. Like every other aspect of finances, in the wake of the coronavirus, it may need a fresh look.
Read moreWe all know we need to make a Will, but as many as 60% of UK population seem to put it off, probably because they prefer to believe that there is plenty of time to make the arrangements they need.
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